The face of identity theft can vary widely. It's not reserved for adults and even children can find themselves victims of a stolen identity. Often times, this crime remains unknown for an extended number of time due to the fact that minors do not routinely check their history. Although the damage is nothing else but done, it can take much more time and patience to definite the credit history of a child and prove their innocence to creditors.
Who steals a child's identity?
Baby Name
Each year, the Ftc receives reports for around 20,000 cases for child identity theft. This doesn't comprise the countless numbers of children and minors who have their identity stolen by a parent or house member and do not article the crime. In most cases, relatives are the villains in child id cases. It commonly takes place when the child's facts is used to turn on water, electricity, gas, or some other household utility. Illegal aliens needing collective security numbers in order to fetch a job are also quarterly culprits in cases of child identity theft.
What are the consequences for victims of child identity theft?
The victims of child id theft and their families can face many hardships in instances when this occurs. The legally guardians of the child may face problems when claiming the child as a exemption or dependent on their earnings taxes. If the child's sensitive facts has been used by an undocumented worker and given to an employer, it may show that the child has made an earnings and need to file taxes. In most cases the undocumented worker will file a tax return accordingly using the stolen information, but this still harms the child. The Identity security Specialized Unit of the Irs handles those types of cases.
Child id theft victims will also likely have problems related to their credit history in adulthood as well. Although they haven't used their credit, they may find it difficult to get lease an apartment, open a line of credit, or fetch utilities in their own name without a co-signer. Some thieves target children for this exact reason. They realize that it may be many years before their crime is uncovered and by the time it is discovered it will be difficult to track them down.
Child Identity Theft
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